Find the Perfect
Credit Card
for Every Lifestyle

Compare India's top credit cards from leading banks and choose the one that matches your spending habits. Enjoy cashback, travel rewards, shopping offers, airport lounge access, dining discounts and exclusive lifestyle privileges.

Lifetime Free Cards
Instant Online Apply
Exclusive Rewards
Credit Card

Partner Banks

40+

Credit Cards

150+

Happy Customers

1 Lac+

Annual Savings

₹25 Cr+

What is a Credit Card?

A credit card is a financial instrument that allows you to make purchases today and pay later within a billing cycle. It offers a pre-approved credit limit, reward points, cashback, travel benefits, lounge access, EMI conversion, and exclusive discounts on shopping, dining and entertainment. PT Finserv helps you compare the best credit cards from India's leading banks and choose the one that perfectly matches your lifestyle and spending habits.

1

Credit Limit

Up to ₹10 Lakhs*

2

Joining Fee

Starting from ₹0

3

Reward Points

Earn on every eligible spend

4

Cashback Offers

Save on shopping & bill payments

5

Interest-Free Period

Up to 50 Days*

6

Airport Lounge

Domestic & International Access*

7

Instant Approval

Quick digital application process

Credit Card Eligibility

Check the basic eligibility criteria before applying for a credit card.

Age

Applicant should be between 18 and 70 years.

Employment

Salaried or self-employed individuals are eligible.

Income

Minimum monthly income depends on the issuing bank.

Credit Score

A CIBIL score of 750+ improves approval chances.

Residential Status

Indian resident or NRI (for selected banks) can apply for a credit card.

KYC Verification

Valid KYC documents and successful verification are required for approval.