Get high-value secured loans against your residential, commercial or industrial property with competitive interest rates, flexible repayment options and quick approvals from PT Finserv.
A Loan Against Property (LAP) is a secured loan where you can pledge your residential, commercial, or industrial property as collateral to obtain funds. It is an ideal financing solution for business expansion, higher education, medical emergencies, debt consolidation, or any major personal or business expense. PT Finserv helps you compare offers from leading banks and NBFCs to get the best interest rates and repayment options.
Secured Loan
₹5 Lakh to ₹10 Crore
Starting from 8.50% p.a.
Up to 20 Years
Residential, Commercial & Industrial
Up to 75% of Property Value
Quick & Hassle-Free Processing
Dedicated Loan Advisors
Unlock the value of your property without selling it. A Loan Against Property offers lower interest rates, higher loan amounts, and longer repayment tenures, making it suitable for both personal and business financial requirements.
Expand your business, open new branches, or increase working capital with ease.
Finance education expenses in India or abroad without financial stress.
Get quick access to funds for unexpected healthcare expenses.
Consolidate multiple loans into one affordable repayment plan.
Estimate your monthly EMI instantly by adjusting the loan amount, interest rate and repayment tenure.
| Month | Principal | Interest | EMI | Balance |
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Leverage your property's value to access large funds with affordable interest rates and longer repayment tenures.
Get funding up to ₹10 Crore depending on your property's market value.
Enjoy competitive interest rates compared to unsecured loans.
Flexible repayment options up to 20 years.
Residential, commercial and industrial properties accepted.
Minimal paperwork with quick loan processing.
Our experts guide you through every step.
