:root {
  --ink: #222;
  --muted: #666;
  --soft: #f7f8f8;
  --line: rgba(157, 157, 157, .18);
  --green: #2ee5a2;
  --deep: #3b3b3b;
  --blue: #474ebb;
  --panel: #eefcf9;
  --shadow: 0 18px 45px rgba(30, 30, 30, .10);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  color: var(--muted);
  background: #fff;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 14px;
}

body.menu-open {
  overflow: hidden;
}

a {
  color: inherit;
  text-decoration: none;
}

button {
  font: inherit;
}

img {
  display: block;
  max-width: 100%;
}

.container {
  width: min(1170px, calc(100% - 30px));
  margin: 0 auto;
}

.site-header {
  position: fixed;
  inset: 0 0 auto;
  z-index: 20;
  background: #f9f9f9;
  border-bottom: 1px solid var(--line);
  box-shadow: 0 8px 20px rgba(30, 30, 30, .04);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 30px;
  height: 81px;
  padding: 0 65px;
}

.logo {
  flex: 0 0 86px;
}

.logo img {
  width: 76px;
  height: 76px;
  object-fit: contain;
  border-radius: 6px;
}

.desktop-nav {
  display: flex;
  align-items: center;
  gap: 30px;
  margin-right: auto;
  margin-left: 35px;
}

.desktop-nav > a,
.nav-item > button {
  height: 81px;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--ink);
  background: transparent;
  border: 0;
  cursor: pointer;
  font-weight: 600;
}

.desktop-nav > a:hover,
.nav-item > button:hover {
  color: var(--green);
}

.nav-item {
  position: relative;
}

.mega-menu {
  position: fixed;
  top: 81px;
  left: 0;
  right: 0;
  display: grid;
  grid-auto-flow: column;
  grid-template-rows: repeat(4, auto);
  justify-content: center;
  gap: 16px 80px;
  padding: 28px 20px 36px;
  background: #fff;
  box-shadow: var(--shadow);
  opacity: 0;
  visibility: hidden;
  transform: translateY(-8px);
  transition: .25s ease;
}

.mega-menu.wide {
  grid-template-rows: repeat(3, auto);
}

.mega-menu a {
  color: var(--ink);
  position: relative;
  width: fit-content;
}

.mega-menu a::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: -5px;
  width: 0;
  height: 1px;
  background: var(--ink);
  transition: width .25s ease;
}

.mega-menu a:hover::after {
  width: 100%;
}

.nav-item:hover .mega-menu,
.nav-item:focus-within .mega-menu {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.header-actions {
  display: flex;
  align-items: center;
  gap: 14px;
}

.login-btn,
.partner-btn,
.primary-link,
.product-tile button,
.finance-card button {
  border-radius: 50px;
  border: 1px solid var(--ink);
  color: var(--ink);
  background: #fff;
  padding: 10px 23px;
  font-weight: 700;
  cursor: pointer;
  transition: .25s ease;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 39px;
}

.login-btn:hover,
.partner-btn:hover,
.primary-link:hover,
.product-tile button:hover,
.finance-card button:hover {
  color: #fff;
  background: var(--ink);
}

.hamburger {
  display: none;
  width: 35px;
  height: 30px;
  padding: 5px;
  border: 0;
  background: transparent;
  cursor: pointer;
}

.hamburger span {
  display: block;
  height: 4px;
  margin-bottom: 4px;
  border-radius: 10px;
  background: #333;
  transition: .3s ease;
}

.hamburger.active span:nth-child(1) {
  transform: translateY(8px) rotate(45deg);
}

.hamburger.active span:nth-child(2) {
  opacity: 0;
}

.hamburger.active span:nth-child(3) {
  transform: translateY(-8px) rotate(-45deg);
}

.mobile-panel {
  display: none;
}

.hero {
  position: relative;
  min-height: 720px;
  padding-top: 81px;
  overflow: hidden;
  background: #111;
}

.hero-bg {
  position: absolute;
  inset: 81px 0 0;
  width: 100%;
  height: 470px;
  object-fit: cover;
  opacity: .98;
}

.hero-grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1fr 460px;
  gap: 50px;
  align-items: center;
  min-height: 500px;
}

.hero-copy h1 {
  margin: 0 0 32px;
  color: #fff;
  font-size: clamp(42px, 6vw, 72px);
  line-height: .98;
  letter-spacing: 0;
}

.hero-copy h1 span {
  display: block;
}

.flip-word {
  display: inline-block;
  min-width: 210px;
  color: var(--green);
  font-weight: 400;
  animation: wordBreathe 2.2s ease-in-out infinite;
}

.stats-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(180px, 1fr));
  gap: 18px;
}

.stat-card {
  display: flex;
  align-items: center;
  gap: 12px;
  min-height: 70px;
  color: #fff;
}

.stat-card img {
  width: 38px;
  height: 38px;
}

.stat-card strong {
  display: block;
  color: #fff;
  font-size: 20px;
}

.stat-card small {
  display: block;
  margin-top: 5px;
  opacity: .62;
}

.banner-slider {
  position: relative;
}

.banner-window {
  overflow: hidden;
  border-radius: 8px;
}

.banner-track {
  display: flex;
  transition: transform .55s ease;
}

.promo-slide {
  position: relative;
  flex: 0 0 100%;
  width: 100%;
  min-height: 330px;
  border-radius: 8px;
  padding: 28px 34px;
  overflow: hidden;
  color: #fff;
  background:
    radial-gradient(circle at 92% 5%, rgba(46, 229, 162, .22), transparent 35%),
    linear-gradient(110deg, #0f1f1a 0%, #153f2e 45%, #a5c8d4 100%);
}

.promo-slide::before {
  content: "";
  position: absolute;
  inset: -80px -120px auto auto;
  width: 360px;
  height: 360px;
  border: 1px solid rgba(46, 229, 162, .22);
  border-radius: 50%;
  box-shadow: 0 0 0 18px rgba(46, 229, 162, .03), 0 0 0 42px rgba(46, 229, 162, .025);
}

.promo-brand {
  position: relative;
  z-index: 2;
  display: inline-flex;
  align-items: center;
  gap: 9px;
  margin-bottom: 20px;
  font-weight: 700;
}

.promo-brand img {
  width: 34px;
  height: 34px;
  border-radius: 4px;
  object-fit: contain;
  background: #000;
}

.promo-slide h2 {
  position: relative;
  z-index: 2;
  max-width: 430px;
  margin: 0 0 12px;
  color: #fff;
  font-size: 24px;
  line-height: 1.25;
}

.promo-slide h2::first-line,
.promo-slide strong {
  color: #45ee41;
}

.promo-slide p {
  position: relative;
  z-index: 2;
  max-width: 390px;
  margin: 0 0 8px;
  color: rgba(255, 255, 255, .88);
  line-height: 1.45;
}

.promo-slide ul {
  position: relative;
  z-index: 2;
  margin: 0 0 18px 20px;
  padding: 0;
}

.promo-slide li {
  margin-bottom: 5px;
  color: rgba(255, 255, 255, .9);
}

.promo-slide a {
  position: relative;
  z-index: 2;
  display: inline-flex;
  min-height: 36px;
  align-items: center;
  justify-content: center;
  padding: 8px 16px;
  border-radius: 50px;
  color: var(--ink);
  background: #fff;
  font-weight: 700;
}

.rate-chip {
  position: absolute;
  right: 28px;
  bottom: 42px;
  z-index: 3;
  min-width: 205px;
  padding: 12px 16px;
  border: 1px solid #20ff75;
  border-radius: 8px;
  background: rgba(4, 43, 27, .92);
  box-shadow: 0 16px 30px rgba(0, 0, 0, .18);
}

.rate-chip span {
  display: block;
  color: #45ee41;
  font-size: 13px;
}

.rate-chip b {
  display: block;
  margin-top: 6px;
  color: #fff;
  font-size: 18px;
}

.promo-person,
.score-meter,
.home-shape,
.car-shape,
.card-stack {
  position: absolute;
  right: 38px;
  top: 90px;
  z-index: 1;
}

.promo-person {
  display: grid;
  place-items: center;
  width: 150px;
  height: 150px;
  border-radius: 50%;
  color: rgba(255, 255, 255, .9);
  background: linear-gradient(135deg, rgba(46, 229, 162, .75), rgba(0, 62, 135, .72));
  font-size: 42px;
  font-weight: 800;
  box-shadow: inset 0 0 30px rgba(255, 255, 255, .22);
}

.education-offer {
  background: linear-gradient(115deg, #0d2651 0%, #145c73 48%, #e7f5f1 100%);
}

.card-offer {
  background: linear-gradient(115deg, #111827 0%, #24356d 54%, #73d8be 100%);
}

.score-offer {
  background: linear-gradient(115deg, #121212 0%, #17402d 56%, #c1f4f1 100%);
}

.home-offer {
  background: linear-gradient(115deg, #13222e 0%, #2d5040 58%, #cbe6ef 100%);
}

.car-offer {
  background: linear-gradient(115deg, #101820 0%, #33414d 50%, #b9f4e9 100%);
}

.card-stack {
  width: 185px;
  height: 130px;
}

.card-stack span {
  position: absolute;
  width: 160px;
  height: 98px;
  border-radius: 12px;
  background: linear-gradient(135deg, #071f4d, #0aae78);
  box-shadow: 0 18px 40px rgba(0, 0, 0, .25);
}

.card-stack span:first-child {
  transform: rotate(-10deg);
}

.card-stack span:last-child {
  right: 0;
  top: 30px;
  background: linear-gradient(135deg, #0a0a0a, #174a9b);
  transform: rotate(9deg);
}

.score-meter {
  display: grid;
  place-items: center;
  width: 150px;
  height: 150px;
  border: 12px solid rgba(69, 238, 65, .9);
  border-left-color: rgba(255, 255, 255, .26);
  border-radius: 50%;
  color: #fff;
  background: rgba(0, 0, 0, .25);
}

.score-meter b {
  font-size: 36px;
}

.score-meter span {
  margin-top: -42px;
  color: #45ee41;
  font-weight: 700;
}

.home-shape {
  width: 150px;
  height: 115px;
  top: 120px;
  right: 55px;
  border-radius: 0 0 12px 12px;
  background: linear-gradient(135deg, #fff, #c1f4f1);
}

.home-shape::before {
  content: "";
  position: absolute;
  left: 22px;
  top: -52px;
  width: 106px;
  height: 106px;
  background: #2ee5a2;
  transform: rotate(45deg);
  border-radius: 8px;
}

.car-shape {
  width: 205px;
  height: 82px;
  top: 155px;
  right: 35px;
  border-radius: 48px 48px 18px 18px;
  background: linear-gradient(135deg, #2ee5a2, #0d4d91);
  box-shadow: 0 20px 35px rgba(0, 0, 0, .18);
}

.car-shape::before,
.car-shape::after {
  content: "";
  position: absolute;
  bottom: -17px;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: #111;
  box-shadow: inset 0 0 0 8px #c1f4f1;
}

.car-shape::before {
  left: 38px;
}

.car-shape::after {
  right: 38px;
}

.slider-arrow {
  position: absolute;
  top: 43%;
  z-index: 2;
  width: 34px;
  height: 34px;
  border: 0;
  border-radius: 50%;
  color: var(--ink);
  background: rgba(255, 255, 255, .92);
  cursor: pointer;
  font-size: 27px;
  line-height: 1;
  box-shadow: 0 8px 24px rgba(0, 0, 0, .14);
}

.slider-arrow.prev {
  left: -16px;
}

.slider-arrow.next {
  right: -16px;
}

.dots {
  display: flex;
  justify-content: center;
  gap: 7px;
  margin-top: 16px;
}

.dots button {
  width: 17px;
  height: 17px;
  padding: 0;
  border: 2px solid transparent;
  border-radius: 50%;
  background: transparent;
  cursor: pointer;
}

.dots button::after {
  content: "";
  display: block;
  width: 7px;
  height: 7px;
  margin: auto;
  border-radius: 50%;
  background: #c5c8f7;
}

.dots button.active {
  border-color: var(--green);
  background: var(--deep);
}

.dots button.active::after {
  background: var(--green);
}

.quick-cards {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 18px;
  margin-top: -38px;
}

.quick-card {
  min-height: 230px;
  padding: 24px;
  border-radius: 8px;
  color: #fff;
  background: linear-gradient(150deg, #34383e, #121416);
  box-shadow: var(--shadow);
  overflow: hidden;
  position: relative;
  transition: transform .25s ease, box-shadow .25s ease;
}

.quick-card::after {
  content: "";
  position: absolute;
  inset: auto -35px -55px auto;
  width: 130px;
  height: 130px;
  border-radius: 50%;
  background: rgba(46, 229, 162, .16);
}

.quick-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 25px 50px rgba(30, 30, 30, .18);
}

.quick-card span,
.badge,
.eyebrow {
  color: var(--green);
  font-weight: 700;
}

.quick-card img {
  width: 58px;
  height: 58px;
  margin: 20px 0;
}

.quick-card h2,
.quick-card p {
  margin: 0 0 13px;
}

.quick-card h2 {
  color: #fff;
  font-size: 20px;
}

.quick-card p {
  color: rgba(255, 255, 255, .65);
  line-height: 1.45;
}

.quick-card a {
  color: #fff;
  font-weight: 700;
}

.offer-strip {
  padding: 66px 0;
  background: #fff;
}

.offer-grid {
  display: grid;
  grid-template-columns: 1.2fr .8fr;
  gap: 24px;
  align-items: stretch;
}

.offer-grid > div:first-child,
.score-card {
  border-radius: 8px;
  padding: 34px;
  color: #fff;
  background: linear-gradient(135deg, #242841, #151722);
  min-height: 250px;
}

.offer-grid h2 {
  margin: 8px 0 18px;
  color: #fff;
  font-size: clamp(28px, 4vw, 42px);
  line-height: 1.12;
}

.offer-grid h2 span {
  color: #45ee41;
}

.offer-grid ul {
  margin: 0 0 22px;
  padding: 0;
  list-style: none;
}

.offer-grid li {
  margin-bottom: 10px;
  color: rgba(255, 255, 255, .8);
}

.offer-grid li::before {
  content: "+";
  margin-right: 8px;
  color: var(--green);
}

.primary-link {
  border: 0;
  background: #fff;
}

.score-card {
  background: #c1f4f1 url("https://cdn.urbanmoney.com/homepageimages/map.svg") right bottom / 72% no-repeat;
  color: var(--ink);
}

.score-card p {
  margin: 0 0 14px;
  max-width: 330px;
  color: var(--ink);
  font-size: 25px;
  font-weight: 700;
  line-height: 1.2;
}

.score-card strong {
  display: block;
  max-width: 320px;
  color: var(--muted);
  line-height: 1.5;
}

.score-card a {
  display: inline-flex;
  margin-top: 28px;
  color: var(--ink);
  font-weight: 700;
  text-decoration: underline;
}

.section {
  padding: 72px 0;
}

.section-heading {
  max-width: 690px;
  margin: 0 auto 34px;
  text-align: center;
}

.section-heading.left {
  margin-inline: 0;
  text-align: left;
}

.section-heading h2 {
  margin: 0 0 12px;
  color: var(--ink);
  font-size: clamp(30px, 4vw, 42px);
  line-height: 1.14;
}

.section-heading p {
  margin: 0;
  color: var(--muted);
  font-size: 16px;
  line-height: 1.65;
}

.product-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 18px;
}

.product-tile,
.calc-card {
  position: relative;
  min-height: 225px;
  padding: 24px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: #fff;
  box-shadow: 0 10px 30px rgba(30, 30, 30, .06);
  transition: transform .25s ease, box-shadow .25s ease;
}

.product-tile:hover,
.calc-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow);
}

.product-tile img,
.calc-card img {
  width: 58px;
  height: 58px;
  object-fit: contain;
  margin-bottom: 20px;
}

.product-tile h3,
.calc-card h3,
.finance-card h3,
.step h3 {
  margin: 0 0 10px;
  color: var(--ink);
  font-size: 20px;
}

.product-tile p,
.calc-card p,
.step p {
  margin: 0 0 20px;
  color: var(--muted);
  line-height: 1.5;
}

.product-tile .badge {
  position: absolute;
  top: 18px;
  right: 18px;
  font-size: 12px;
}

.product-tile button {
  margin-top: auto;
  padding: 8px 18px;
  min-height: 36px;
}

.cards-section {
  position: relative;
  overflow: hidden;
  background: #383838;
}

.cards-section::before,
.cards-section::after {
  content: "";
  position: absolute;
  border-radius: 50%;
  pointer-events: none;
}

.cards-section::before {
  top: 130px;
  left: -160px;
  width: 520px;
  height: 520px;
  border: 1px solid rgba(46, 229, 162, .10);
  box-shadow: 0 0 0 18px rgba(46, 229, 162, .025), 0 0 0 42px rgba(46, 229, 162, .018);
}

.cards-section::after {
  right: -170px;
  bottom: 100px;
  width: 580px;
  height: 580px;
  border: 1px solid rgba(255, 255, 255, .05);
}

.cards-heading {
  position: relative;
  z-index: 1;
  max-width: 1000px;
  margin-bottom: 95px;
}

.cards-heading h2 {
  color: #fff;
  font-size: clamp(38px, 5vw, 62px);
  font-weight: 800;
}

.cards-heading h2 span {
  color: var(--green);
}

.cards-heading p {
  max-width: 900px;
  margin: 0 auto;
  color: rgba(255, 255, 255, .62);
  font-size: 20px;
  line-height: 1.45;
}

.finance-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 100px;
}

.finance-card {
  display: grid;
  grid-template-columns: minmax(430px, .9fr) minmax(420px, 1fr);
  gap: 78px;
  align-items: center;
  min-height: 560px;
  padding: 0 0 62px;
  border: 0;
  border-radius: 0;
  background: transparent;
  box-shadow: none;
  transition: transform .35s ease;
}

.finance-card.active,
.finance-card:hover {
  background: transparent;
}

.finance-card:hover {
  transform: translateY(-4px);
}

.finance-visual {
  align-self: stretch;
  width: 100%;
  height: 520px;
  border-radius: 0;
  position: relative;
  overflow: visible;
  background: transparent;
  box-shadow: none;
}

.finance-visual::before {
  display: none;
}

.finance-visual::after {
  display: none;
}

.finance-visual span,
.finance-visual b,
.finance-visual em,
.finance-visual small {
  position: absolute;
  z-index: 1;
}

.dot-cluster {
  width: 155px;
  height: 155px;
  background-image: radial-gradient(circle, rgba(46, 229, 162, .74) 2.5px, transparent 3px);
  background-size: 18px 18px;
  opacity: .9;
  animation: dotFloat 4s ease-in-out infinite;
}

.dot-one {
  left: 38px;
  top: 108px;
}

.dot-two {
  right: 18px;
  bottom: 28px;
  animation-delay: -1.8s;
}

.cheapkart-card {
  position: absolute;
  left: 100px;
  top: 85px;
  z-index: 2;
  width: 430px;
  min-height: 455px;
  padding: 54px 42px 34px;
  border-radius: 26px;
  color: #fff;
  background:
    radial-gradient(circle at 86% 72%, rgba(255, 255, 255, .24), transparent 20%),
    linear-gradient(155deg, #79a2ff 0%, #527bdf 58%, #3864bf 100%);
  box-shadow: 0 34px 55px rgba(0, 0, 0, .26);
  transform: rotate(-16deg);
  animation: cardFloat 5s ease-in-out infinite;
}

.cheapkart-card::before {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: inherit;
  background:
    linear-gradient(120deg, rgba(255, 255, 255, .12), transparent 35%),
    repeating-linear-gradient(90deg, rgba(255, 255, 255, .10) 0 1px, transparent 1px 86px);
  pointer-events: none;
}

.cheapkart-card::after {
  content: "";
  position: absolute;
  right: -32px;
  bottom: 14px;
  width: 154px;
  height: 220px;
  border-radius: 72px 72px 22px 22px;
  background:
    radial-gradient(circle at 50% 22%, #f6c5a8 0 24px, transparent 25px),
    linear-gradient(#fff2d1 0 72px, #f5b33f 72px 130px, #73d8be 130px 100%);
  transform: rotate(9deg);
  opacity: .92;
}

.cheapkart-card strong,
.cheapkart-card h4,
.cheapkart-card p {
  position: relative;
  z-index: 2;
}

.cheapkart-card strong {
  display: block;
  font-size: 26px;
  line-height: 1;
  color: #fff;
  letter-spacing: 0;
}

.cheapkart-card h4 {
  max-width: 315px;
  margin: 18px 0 8px;
  color: #fff;
  font-size: 25px;
  line-height: 1.22;
}

.cheapkart-card p {
  max-width: 330px;
  margin: 0;
  color: rgba(255, 255, 255, .9);
  font-size: 17px;
  line-height: 1.45;
}

.cheapkart-card small {
  left: 44px;
  top: 210px;
  display: inline-flex;
  padding: 12px 22px;
  border-radius: 50px;
  color: #fff;
  background: #0d0d0d;
  font-size: 16px;
  font-weight: 800;
}

.cheapkart-card b,
.cheapkart-card em {
  display: inline-flex;
  justify-content: center;
  align-items: center;
  width: 92px;
  min-height: 54px;
  padding: 8px 12px;
  border-radius: 13px;
  color: #fff;
  background: #29499d;
  font-style: normal;
  font-size: 15px;
  line-height: 1.1;
  text-align: center;
  transform: rotate(-13deg);
  box-shadow: 0 14px 24px rgba(0, 0, 0, .16);
}

.cheapkart-card b {
  right: 42px;
  bottom: 128px;
}

.cheapkart-card em {
  right: 112px;
  bottom: 75px;
}

.green-card {
  background: linear-gradient(155deg, #166747, #24b98d 58%, #9eeede);
}

.home-card-art {
  background: linear-gradient(155deg, #0c355e, #409a76 58%, #c1f4f1);
}

.study-card-art {
  background: linear-gradient(155deg, #14225d, #3a78d6 55%, #9eeede);
}

.finance-card ul {
  margin: 0 0 22px;
  padding: 0;
  list-style: none;
}

.finance-card li {
  display: flex;
  position: relative;
  gap: 18px;
  margin-bottom: 29px;
  color: #fff;
  font-size: 24px;
  line-height: 1.35;
}

.finance-card li::before {
  content: "";
  flex: 0 0 24px;
  width: 24px;
  height: 24px;
  margin-top: 4px;
  border-radius: 50%;
  border: 2px solid #fff;
  color: #fff;
  background: transparent;
  display: inline-flex;
  align-items: center;
  justify-content: center;
}

.finance-card li::after {
  content: "";
  position: absolute;
  left: 8px;
  top: 11px;
  width: 8px;
  height: 4px;
  border-left: 2px solid #fff;
  border-bottom: 2px solid #fff;
  transform: rotate(-45deg);
}

.action-row {
  display: flex;
  align-items: center;
  gap: 16px;
}

.action-row a {
  min-height: 56px;
  padding: 13px 28px;
  border: 1px solid rgba(255, 255, 255, .85);
  border-radius: 50px;
  color: #fff;
  font-weight: 700;
  font-size: 22px;
  transition: .25s ease;
}

.action-row a:hover {
  color: var(--ink);
  background: #fff;
}

.cards-section .finance-card h3 {
  margin-bottom: 28px;
  color: #fff;
  font-size: clamp(36px, 4vw, 52px);
  font-weight: 800;
}

.cards-section .finance-card button {
  min-height: 56px;
  padding: 13px 30px;
  border: 0;
  color: var(--ink);
  background: var(--green);
  font-size: 22px;
  font-weight: 500;
}

.cards-section .finance-card button:hover {
  color: var(--ink);
  background: #54f0b5;
  transform: translateY(-2px);
}

.process-section {
  background: #fff;
}

.process-grid {
  display: grid;
  grid-template-columns: 320px 1fr;
  gap: 48px;
  align-items: center;
}

.steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
}

.step {
  position: relative;
  min-height: 250px;
  padding: 24px 18px;
  border-radius: 8px;
  background: #fbfbfb;
  border: 1px solid var(--line);
}

.step span {
  color: rgba(34, 34, 34, .12);
  font-size: 44px;
  font-weight: 800;
}

.step img {
  width: 62px;
  height: 62px;
  margin: 12px 0 18px;
}

.calculator-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}

.calc-card {
  display: grid;
  grid-template-columns: 68px 1fr auto;
  align-items: center;
  gap: 12px;
  min-height: 135px;
}

.calc-card img {
  margin: 0;
}

.calc-card h3 {
  font-size: 17px;
}

.calc-card p {
  margin-bottom: 0;
  font-size: 13px;
}

.calc-card a {
  color: var(--blue);
  font-weight: 700;
  white-space: nowrap;
}

.partner-app {
  padding: 64px 0;
  background: #eefcf9;
}

.partner-grid {
  display: grid;
  grid-template-columns: 360px 1fr;
  gap: 60px;
  align-items: center;
}

.phone-showcase {
  position: relative;
  min-height: 360px;
}

.phone {
  position: absolute;
  top: 32px;
  width: 168px;
  height: 318px;
  padding: 24px 12px 14px;
  border: 8px solid #1d1d1d;
  border-radius: 32px;
  background: #f8fbff;
  box-shadow: 0 26px 45px rgba(30, 30, 30, .18);
}

.phone-light {
  left: 75px;
  transform: rotate(-10deg);
}

.phone-dark {
  left: 195px;
  background: #0e0f12;
  transform: rotate(8deg);
}

.notch {
  position: absolute;
  top: 6px;
  left: 50%;
  width: 70px;
  height: 15px;
  border-radius: 0 0 12px 12px;
  background: #111;
  transform: translateX(-50%);
}

.app-top {
  margin-bottom: 12px;
  color: #0b2f70;
  font-size: 10px;
  font-weight: 800;
}

.phone-dark .app-top {
  color: #fff;
}

.app-banner {
  height: 58px;
  padding: 9px;
  border-radius: 8px;
  color: #fff;
  background: linear-gradient(135deg, #0c47a1, #f57412);
  font-size: 11px;
  font-weight: 700;
}

.app-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 8px;
  margin-top: 14px;
}

.app-grid span {
  height: 42px;
  border-radius: 8px;
  background: #eef3ff;
  border: 1px solid #d6def1;
}

.app-actions {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 8px;
}

.app-actions span {
  display: grid;
  place-items: center;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  color: #fff;
  background: #222833;
  font-size: 9px;
  font-weight: 700;
}

.app-card {
  margin-top: 18px;
  padding: 12px;
  border-radius: 10px;
  color: #fff;
  background: linear-gradient(135deg, #153a7a, #0aae78);
  font-size: 12px;
  font-weight: 700;
}

.app-bottom {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 8px;
  margin-top: 14px;
}

.app-bottom span {
  height: 40px;
  border-radius: 8px;
  background: #1d2128;
}

.partner-grid h2 {
  margin: 0 0 14px;
  color: var(--ink);
  font-size: clamp(30px, 4vw, 42px);
}

.partner-grid p {
  max-width: 600px;
  margin: 0 0 26px;
  font-size: 16px;
  line-height: 1.7;
}

.store-row {
  display: flex;
  gap: 14px;
  align-items: center;
}

.store-badge {
  display: grid;
  align-content: center;
  min-width: 158px;
  min-height: 54px;
  padding: 8px 14px 8px 48px;
  border-radius: 7px;
  color: #fff;
  background: #000;
  position: relative;
}

.store-badge::before {
  content: "";
  position: absolute;
  left: 16px;
  top: 16px;
  width: 21px;
  height: 21px;
  border-radius: 5px;
  background: linear-gradient(135deg, #2ee5a2, #0b60cf 48%, #ffb300 50%, #ff3d3d);
}

.store-badge span {
  font-size: 10px;
  line-height: 1;
  opacity: .88;
}

.store-badge b {
  margin-top: 3px;
  font-size: 18px;
  line-height: 1;
}

.faq-section {
  background: #fff;
}

.faq-grid {
  display: grid;
  grid-template-columns: .85fr 1.15fr;
  gap: 50px;
}

.faq-list {
  border: 1px solid var(--line);
  border-radius: 8px;
  overflow: hidden;
  box-shadow: 0 10px 30px rgba(30, 30, 30, .06);
}

.faq-item {
  display: block;
  width: 100%;
  padding: 22px;
  text-align: left;
  border: 0;
  border-bottom: 1px solid var(--line);
  background: #fff;
  cursor: pointer;
}

.faq-item:last-child {
  border-bottom: 0;
}

.faq-item span {
  display: flex;
  justify-content: space-between;
  color: var(--ink);
  font-size: 17px;
  font-weight: 700;
}

.faq-item span::after {
  content: "+";
  color: var(--blue);
}

.faq-item.active span::after {
  content: "-";
}

.faq-item p {
  max-height: 0;
  margin: 0;
  overflow: hidden;
  color: var(--muted);
  line-height: 1.7;
  transition: max-height .3s ease, margin-top .3s ease;
}

.faq-item.active p {
  max-height: 180px;
  margin-top: 12px;
}

.banks-section {
  padding: 66px 0;
  background: #fbfbfb;
}

.bank-marquee {
  overflow: hidden;
  border-radius: 8px;
  border: 1px solid var(--line);
  background: #fff;
  box-shadow: 0 10px 30px rgba(30, 30, 30, .05);
}

.bank-track {
  display: flex;
  gap: 16px;
  width: max-content;
  padding: 18px;
  animation: marquee 28s linear infinite;
}

.bank-track span {
  min-width: 160px;
  padding: 18px 20px;
  border-radius: 8px;
  border: 1px solid #dbdee5;
  color: var(--ink);
  background: #fff;
  text-align: center;
  font-weight: 700;
}

.footer {
  background: var(--deep);
  color: rgba(255, 255, 255, .7);
}

.footer-top {
  display: grid;
  grid-template-columns: 360px 1fr;
  gap: 70px;
  padding: 44px 0;
}

.footer-about img {
  width: 180px;
  border-radius: 6px;
  background: #000;
}

.footer-about p,
.footer-about address {
  margin: 22px 0 0;
  color: rgba(255, 255, 255, .72);
  font-style: normal;
  line-height: 1.7;
}

.footer-links {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 36px;
}

.footer-links h3 {
  margin: 0 0 22px;
  color: #fff;
  font-size: 16px;
  text-transform: uppercase;
}

.footer-links a {
  display: block;
  margin-bottom: 14px;
}

.footer-links a:hover {
  color: #fff;
  text-decoration: underline;
}

.copyright {
  background: #292929;
}

.copyright .container {
  display: flex;
  align-items: center;
  gap: 22px;
  min-height: 58px;
}

.copyright p {
  margin-right: auto;
}

.share-float,
.chat-float {
  position: fixed;
  right: 20px;
  z-index: 10;
  border: 1px solid #0bcbbd;
  cursor: pointer;
  box-shadow: 0 5px 18px rgba(0, 0, 0, .20);
}

.share-float {
  bottom: 96px;
  width: 86px;
  height: 48px;
  border-radius: 50px 50px 6px 50px;
  background: #12c8c4;
  color: #fff;
  font-size: 16px;
  font-weight: 800;
  transition: transform .25s ease, opacity .25s ease;
  animation: chatBob 2.8s ease-in-out infinite;
}

.share-float.active {
  transform: translateY(-4px);
}

.chat-float {
  bottom: 24px;
  width: 170px;
  height: 66px;
  border-radius: 50px;
  color: var(--ink);
  background: #fff;
  font-size: 20px;
  font-weight: 800;
}

.chat-float::before {
  content: "";
  display: inline-block;
  width: 28px;
  height: 28px;
  margin-right: 12px;
  vertical-align: middle;
  border-radius: 8px;
  background:
    radial-gradient(circle at 50% 56%, #fff 0 4px, transparent 5px),
    linear-gradient(135deg, #0d4d91, #2ee5a2);
}

.reveal {
  opacity: 0;
  transform: translateY(26px);
  transition: opacity .7s ease, transform .7s ease;
}

.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}

@keyframes wordBreathe {
  0%, 100% {
    transform: translateY(0);
    opacity: 1;
  }
  50% {
    transform: translateY(-7px);
    opacity: .72;
  }
}

@keyframes marquee {
  from {
    transform: translateX(0);
  }
  to {
    transform: translateX(-50%);
  }
}

@keyframes cardFloat {
  0%, 100% {
    transform: rotate(-16deg) translateY(0);
  }
  50% {
    transform: rotate(-13deg) translateY(-16px);
  }
}

@keyframes dotFloat {
  0%, 100% {
    transform: translateY(0);
    opacity: .85;
  }
  50% {
    transform: translateY(-12px);
    opacity: 1;
  }
}

@keyframes chatBob {
  0%, 100% {
    transform: translateY(0);
  }
  50% {
    transform: translateY(-7px);
  }
}

@media (max-width: 1100px) {
  .header-inner {
    padding: 0 24px;
  }

  .desktop-nav {
    gap: 18px;
    margin-left: 10px;
  }

  .hero-grid {
    grid-template-columns: 1fr;
    gap: 20px;
    padding: 42px 0 90px;
  }

  .banner-slider {
    max-width: 520px;
  }

  .quick-cards,
  .product-grid,
  .steps {
    grid-template-columns: repeat(2, 1fr);
  }

  .finance-grid,
  .calculator-grid {
    grid-template-columns: 1fr;
  }

  .process-grid,
  .faq-grid,
  .partner-grid,
  .footer-top {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 780px) {
  .header-inner {
    height: 72px;
    gap: 12px;
  }

  .hamburger {
    display: block;
  }

  .desktop-nav {
    display: none;
  }

  .logo {
    flex-basis: 72px;
    margin-right: auto;
  }

  .logo img {
    width: 64px;
    height: 64px;
  }

  .partner-btn {
    display: none;
  }

  .mobile-panel {
    position: fixed;
    top: 72px;
    left: 0;
    display: flex;
    flex-direction: column;
    width: min(320px, 82vw);
    height: calc(100vh - 72px);
    padding: 20px;
    background: #fff;
    box-shadow: var(--shadow);
    transform: translateX(-105%);
    transition: transform .3s ease;
  }

  .mobile-panel.active {
    transform: translateX(0);
  }

  .mobile-panel a {
    padding: 17px 0;
    border-bottom: 1px solid var(--line);
    color: var(--ink);
    font-weight: 700;
  }

  .hero {
    padding-top: 72px;
  }

  .hero-bg {
    top: 72px;
    height: 600px;
  }

  .hero-grid {
    min-height: auto;
    padding-top: 34px;
  }

  .stats-grid,
  .quick-cards,
  .product-grid,
  .steps,
  .offer-grid,
  .footer-links {
    grid-template-columns: 1fr;
  }

  .quick-cards {
    margin-top: -50px;
  }

  .finance-card {
    grid-template-columns: 1fr;
  }

  .finance-visual {
    width: 120px;
    height: 120px;
  }

  .calc-card {
    grid-template-columns: 58px 1fr;
  }

  .calc-card a {
    grid-column: 2;
  }

  .copyright .container {
    flex-wrap: wrap;
    padding: 14px 0;
  }

  .copyright p {
    width: 100%;
    margin: 0;
  }
}

@media (max-width: 520px) {
  .login-btn {
    padding: 8px 15px;
  }

  .hero-copy h1 {
    font-size: 43px;
  }

  .flip-word {
    min-width: 150px;
  }

  .offer-grid > div:first-child,
  .score-card,
  .quick-card,
  .product-tile,
  .finance-card,
  .calc-card,
  .step {
    padding: 20px;
  }

  .section {
    padding: 54px 0;
  }

  .slider-arrow {
    display: none;
  }
}

@media (max-width: 1100px) {
  .cards-heading {
    margin-bottom: 55px;
  }

  .finance-card {
    grid-template-columns: 1fr;
    gap: 28px;
    min-height: auto;
    padding-bottom: 72px;
  }

  .finance-visual {
    max-width: 620px;
    height: 500px;
    margin: 0 auto;
  }

  .finance-card > div:last-child {
    max-width: 720px;
    margin: 0 auto;
  }
}

@media (max-width: 780px) {
  .cards-section {
    padding-top: 58px;
  }

  .cards-heading h2 {
    font-size: 36px;
  }

  .cards-heading p {
    font-size: 15px;
  }

  .finance-grid {
    gap: 58px;
  }

  .finance-card {
    display: grid;
    grid-template-columns: 1fr;
    padding: 0 0 52px;
  }

  .finance-visual {
    width: 100%;
    height: 390px;
  }

  .cheapkart-card {
    left: 50%;
    top: 50px;
    width: min(330px, 82vw);
    min-height: 350px;
    padding: 38px 30px 26px;
    transform: translateX(-50%) rotate(-12deg);
    animation: cardFloatMobile 5s ease-in-out infinite;
  }

  .cheapkart-card strong {
    font-size: 19px;
  }

  .cheapkart-card h4 {
    font-size: 20px;
  }

  .cheapkart-card p {
    font-size: 14px;
  }

  .cheapkart-card small {
    left: 30px;
    top: 175px;
    padding: 10px 17px;
    font-size: 13px;
  }

  .cheapkart-card b,
  .cheapkart-card em {
    width: 78px;
    min-height: 46px;
    font-size: 12px;
  }

  .cheapkart-card::after {
    width: 112px;
    height: 155px;
  }

  .dot-cluster {
    width: 116px;
    height: 116px;
    background-size: 15px 15px;
  }

  .dot-one {
    left: 2px;
    top: 88px;
  }

  .dot-two {
    right: 4px;
    bottom: 18px;
  }

  .cards-section .finance-card h3 {
    font-size: 31px;
  }

  .finance-card li {
    margin-bottom: 18px;
    font-size: 17px;
  }

  .action-row {
    flex-wrap: wrap;
  }

  .cards-section .finance-card button,
  .action-row a {
    min-height: 48px;
    padding: 10px 22px;
    font-size: 17px;
  }

  .share-float {
    bottom: 92px;
    width: 76px;
    height: 42px;
    font-size: 14px;
  }

  .chat-float {
    width: 138px;
    height: 56px;
    font-size: 16px;
  }
}

@keyframes cardFloatMobile {
  0%, 100% {
    transform: translateX(-50%) rotate(-12deg) translateY(0);
  }
  50% {
    transform: translateX(-50%) rotate(-9deg) translateY(-12px);
  }
}
/*=====================================
    FINANCIAL CALCULATORS
======================================*/

.financial-calculators{
    position:relative;
    padding:110px 0;
    background:#3b3b3b;
    overflow:hidden;
}

/* Background Pattern */

.financial-calculators::before{
    content:"";
    position:absolute;
    inset:0;
    background:url("images/calculator-bg.png") center/cover no-repeat;
    opacity:.12;
    pointer-events:none;
}

.calculator-heading{
    position:relative;
    text-align:center;
    max-width:850px;
    margin:0 auto 90px;
    z-index:2;
}

.calculator-heading h2{
    color:#fff;
    font-size:4rem;
    font-weight:800;
    margin-bottom:20px;
}

.calculator-heading span{
    color:#2ee5a2;
}

.calculator-heading p{
    color:#efefef;
    font-size:1.25rem;
    line-height:1.7;
}

/*=====================================*/

.calculator-wrapper{
    position:relative;
    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:80px 40px;
    z-index:2;
}

.calc-card{

    position:relative;

    background:rgba(52,52,52,.75);

    border:1px solid rgba(255,255,255,.15);

    border-radius:34px;

    padding:85px 35px 40px;

    text-align:center;

    backdrop-filter:blur(15px);

    transition:.35s;
}

.calc-card:hover{

    transform:translateY(-10px);

    border-color:#2ee5a2;

    box-shadow:0 20px 45px rgba(0,0,0,.35);
}

/*=====================================*/

.calc-icon{

    position:absolute;

    left:50%;

    top:-48px;

    transform:translateX(-50%);

    width:96px;

    height:96px;

    background:#fff;

    border-radius:50%;

    display:flex;

    justify-content:center;

    align-items:center;

    box-shadow:0 15px 35px rgba(0,0,0,.25);
}

.calc-icon img{

    width:48px;

    height:48px;

    object-fit:contain;
}

.calc-card h3{

    color:#fff;

    font-size:2rem;

    line-height:1.3;

    margin-bottom:28px;

    font-weight:700;
}

.calc-card p{

    color:#d6d6d6;

    font-size:1.15rem;

    line-height:1.8;

    margin-bottom:32px;
}

.calc-card a{

    display:inline-flex;

    align-items:center;

    justify-content:center;

    padding:14px 34px;

    border-radius:50px;

    background:#2ee5a2;

    color:#222;

    text-decoration:none;

    font-weight:700;

    transition:.3s;
}

.calc-card a:hover{

    background:#fff;
}

/*=====================================*/

@media(max-width:1100px){

.calculator-wrapper{

grid-template-columns:repeat(2,1fr);

}

}

@media(max-width:768px){

.financial-calculators{

padding:80px 0;

}

.calculator-heading{

margin-bottom:70px;

}

.calculator-heading h2{

font-size:2.7rem;

}

.calculator-heading p{

font-size:1rem;

}

.calculator-wrapper{

grid-template-columns:1fr;

gap:70px;

}

.calc-card{

padding:80px 25px 35px;

}

.calc-card h3{

font-size:1.6rem;

}

.calc-card p{

font-size:1rem;

}

.calc-icon{

width:84px;

height:84px;

}

.calc-icon img{

width:42px;

height:42px;

}

}
.calculator-wrapper{
    display:grid;
    grid-template-columns:repeat(3,minmax(360px,1fr));
    gap:40px;
}

.calc-card{
    min-height:340px;
    width:100%;
}
.calc-card{

    display:flex;

    flex-direction:column;

    align-items:center;

    justify-content:flex-start;

    text-align:center;
}
.calc-card h3{

    width:100%;

    margin:35px 0 18px;

    line-height:1.3;

    font-size:2rem;
}

.calc-card p{

    width:100%;

    margin-bottom:30px;

    line-height:1.7;
}
.calc-card a{

    display:inline-flex;

    margin-top:auto;

    align-self:center;
}
.calc-icon{

    position:absolute;

    top:-48px;

    left:50%;

    transform:translateX(-50%);

    width:96px;

    height:96px;

    border-radius:50%;

    background:#fff;

    display:flex;

    justify-content:center;

    align-items:center;

    box-shadow:0 12px 25px rgba(0,0,0,.25);

}

.calc-icon i{

    font-size:42px;

    color:#4b5cff;

}
.calc-icon i{
    font-size:42px;
    color:#22e6a5;
}
/*=========================================
        PROCESS SECTION
=========================================*/

.process-section{
    position:relative;
    background:#f8f8f8;
    padding:110px 0 180px;
    overflow:hidden;
}

/* Dotted Background */

.process-section::before{

    content:"";

    position:absolute;

    inset:0;

    background-image:radial-gradient(rgba(0,0,0,.06) 2px,transparent 2px);

    background-size:34px 34px;

    opacity:.55;

    pointer-events:none;
}

/*========================*/

.process-heading{

    position:relative;

    text-align:center;

    z-index:5;

    margin-bottom:80px;
}

.process-heading h2{

    font-size:4rem;

    font-weight:800;

    color:#161616;

    margin-bottom:18px;
}

.process-heading span{

    color:#29e2a4;
}

.process-heading p{

    font-size:1.35rem;

    color:#555;

}

/*========================*/

.watermark{

    position:absolute;

    left:50%;

    top:55%;

    transform:translate(-50%,-50%);

    font-size:11rem;

    font-weight:800;

    line-height:.9;

    color:rgba(0,0,0,.05);

    text-align:center;

    pointer-events:none;

    user-select:none;

    z-index:1;
}

/*========================*/

.timeline-wrapper{

    position:relative;

    width:100%;

    height:700px;

    z-index:3;
}

/*========================*/

.timeline-svg{

    position:absolute;

    inset:0;

    width:100%;

    height:100%;

    overflow:visible;
}

#timeline-path{

    fill:none;

    stroke:#202020;

    stroke-width:7;

    stroke-linecap:round;

    stroke-linejoin:round;
}

/* Green animation line */

#timeline-path.active{

    stroke:#29e2a4;
}

/*========================*/

.step{

    position:absolute;

    width:270px;

    z-index:10;
}

/*========================*/

.bg-number{

    position:absolute;

    font-size:6.8rem;

    font-weight:800;

    color:rgba(41,226,164,.18);

    left:-18px;

    top:-40px;

    z-index:-1;
}

/*========================*/

.step-icon{

    width:90px;

    height:90px;

    border-radius:50%;

    background:#1d1d1d;

    display:flex;

    justify-content:center;

    align-items:center;

    box-shadow:0 12px 30px rgba(0,0,0,.18);

    margin-bottom:22px;

    transition:.35s;
}

.step-icon i{

    font-size:36px;

    color:#29e2a4;
}

.step:hover .step-icon{

    transform:scale(1.08);
}

/*========================*/

.step-content h3{

    font-size:2rem;

    font-weight:700;

    color:#1c1c1c;

    margin-bottom:15px;
}

.step-content p{

    color:#555;

    font-size:1.15rem;

    line-height:1.7;
}
/*=========================================
        STEP POSITIONS
=========================================*/

/* STEP 1 */

.step1{

    top:60px;

    left:70px;

}

/* STEP 2 */

.step2{

    top:180px;

    right:70px;

}

/* STEP 3 */

.step3{

    top:470px;

    left:70px;

}

/* STEP 4 */

.step4{

    top:595px;

    right:70px;

}


/*=========================================
        CONTENT SPACING
=========================================*/

.step2 .step-content,
.step4 .step-content{

    text-align:left;

}

.step1 .step-content,
.step3 .step-content{

    text-align:left;

}


/*=========================================
        ICON GLOW
=========================================*/

.step-icon{

    position:relative;

}

.step-icon::before{

    content:"";

    position:absolute;

    inset:-8px;

    border-radius:50%;

    background:rgba(41,226,164,.18);

    filter:blur(14px);

    opacity:0;

    transition:.4s;

}

.step:hover .step-icon::before{

    opacity:1;

}


/*=========================================
        NUMBER EFFECT
=========================================*/

.bg-number{

    transition:.4s;

}

.step:hover .bg-number{

    color:rgba(41,226,164,.35);

}


/*=========================================
        ENTRY ANIMATION
=========================================*/

.step{

    opacity:0;

    transform:translateY(60px);

    transition:all .7s ease;

}

.step.show{

    opacity:1;

    transform:translateY(0);

}


/*=========================================
        PATH DRAW ANIMATION
=========================================*/

#timeline-path{

    stroke-dasharray:2500;

    stroke-dashoffset:2500;

    transition:stroke-dashoffset 3s ease;

}

#timeline-path.draw{

    stroke-dashoffset:0;

}


/*=========================================
        RESPONSIVE
=========================================*/

@media(max-width:1200px){

.timeline-wrapper{

    height:900px;

}

.step{

    width:230px;

}

.step-content h3{

    font-size:1.7rem;

}

.bg-number{

    font-size:5rem;

}

}


/* Tablet */

@media(max-width:991px){

.timeline-svg{

    display:none;

}

.watermark{

    display:none;

}

.timeline-wrapper{

    height:auto;

    display:flex;

    flex-direction:column;

    gap:70px;

}

.step{

    position:relative;

    width:100%;

    left:0!important;

    right:0!important;

    top:0!important;

}

.step-icon{

    margin-bottom:18px;

}

.process-heading h2{

    font-size:3rem;

}

}


/* Mobile */

@media(max-width:576px){

.process-section{

    padding:80px 0;

}

.process-heading h2{

    font-size:2.2rem;

}

.process-heading p{

    font-size:1rem;

}

.step{

    text-align:center;

}

.step-content{

    text-align:center!important;

}

.step-icon{

    margin-inline:auto;

}

.bg-number{

    left:50%;

    transform:translateX(-50%);

    top:-30px;

    font-size:4rem;

}

.step-content h3{

    font-size:1.6rem;

}

.step-content p{

    font-size:1rem;

}

}
#timeline-path{
    stroke-dasharray:2500;
    stroke-dashoffset:2500;
}

#timeline-path.draw{
    stroke-dashoffset:0;
}

.step{
    opacity:0;
    transform:translateY(60px);
}

.step.show{
    opacity:1;
    transform:translateY(0);
}
.step4{
    top:560px;
    right:60px;
}

.hero{
    padding-bottom: 100px;   /* agar 80 ya 100 hai to increase karo */
}

.logo{
    display: flex;
    align-items: center;
}

.logo img{
    width: 95px;      /* pehle agar 60-70px hai to isse bada ho jayega */
    height: auto;
}
.logo img{
    width: 120px;
    height: auto;
}
.site-header{
    padding: 12px 0;
}
.logo img{
    width:120px !important;
    max-width:none !important;
    height:auto !important;
}
.financial-heading{
    color:#1f1f1f;          /* Pura text black */
    font-size:3.2rem;
    font-weight:800;
    line-height:1.2;
}

.financial-heading span{
    color:#2EE59D;          /* Sirf Financial green */
}
.score-card{
    position: relative;
    overflow: hidden;

    background-color: #c1f4f1;
    background-image: url("https://cdn.urbanmoney.com/homepageimages/map.svg");
    background-repeat: no-repeat;
    background-position: right center;
    background-size: 58%;

    padding: 40px;
}
.score-card p{
    max-width: 240px;
    margin: 0 0 18px;
    font-size: 25px;
    font-weight: 700;
    line-height: 1.2;
}

.score-card strong{
    display:block;
    max-width:220px;
    line-height:1.5;
}

.score-card a{
    display:inline-block;
    margin-top:28px;
}
.score-card p{
    max-width: 240px;
    margin: 0 0 18px;
    font-size: 25px;
    font-weight: 700;
    line-height: 1.2;
}

.score-card strong{
    display:block;
    max-width:220px;
    line-height:1.5;
}

.score-card a{
    display:inline-block;
    margin-top:28px;
}
.offer-grid{
    display: grid;
    grid-template-columns: 1.6fr 1fr; /* Right box wider */
    gap: 30px;
    align-items: stretch;
}

.score-card{
    min-height: 360px;   /* Pehle 250px tha */
    padding: 45px;
    border-radius: 12px;

    background-color: #c1f4f1;
    background-image: url("https://cdn.urbanmoney.com/homepageimages/map.svg");
    background-repeat: no-repeat;
    background-position: right center;
    background-size: 55%;
}
.score-card{
    position: relative;
    overflow: hidden;

    min-height: 380px;
    padding: 45px;

    background-color: #c1f4f1;
    background-image: url("https://cdn.urbanmoney.com/homepageimages/map.svg");
    background-repeat: no-repeat;

    /* Map Position */
    background-size: 48%;
    background-position: 125% 65%;
    background-position: right 20px bottom -1px;
    background-position: 100% 75%;
}
/*==========================
 HERO SLIDER
==========================*/

.banner-slider{
    width:760px;
    margin-left:auto;
    position:relative;
}

.banner-window{
    width:760px;
    height:460px;
    overflow:hidden;
    border-radius:28px;
}

.banner-track{
    display:flex;
    height:100%;
}

.promo-slide{
    position:relative;
    flex:0 0 100%;
    width:760px;
    height:460px;

    border-radius:28px;
    overflow:hidden;

    padding:35px 42px;

    display:flex;
    flex-direction:column;
    justify-content:flex-start;

    box-sizing:border-box;
}

/* remove button */

.promo-slide a{
    display:none !important;
}

/* logo */

.promo-brand{
    display:flex;
    align-items:center;
    gap:10px;
    margin-bottom:22px;
}

.promo-brand img{
    width:42px;
    height:42px;
}

.promo-brand span{
    font-size:18px;
    font-weight:600;
}

/* heading */

.promo-slide h2{
    width:360px;

    margin:0 0 16px;

    font-size:42px;
    line-height:1.18;

    color:#111;
}

/* paragraph */

.promo-slide p{

    width:330px;

    margin:0;

    font-size:21px;

    line-height:1.6;

    color:#444;
}

/* list */

.promo-slide ul{

    width:330px;

    margin-top:28px;

    padding-left:18px;
}

.promo-slide li{

    margin-bottom:12px;

    font-size:18px;

    color:#444;
}

/* right side object */

.promo-person,
.card-stack,
.home-shape,
.car-shape,
.score-meter{

    position:absolute;

    right:0;

    bottom:0;
}

/* interest chip */

.rate-chip{

    position:absolute;

    left:42px;

    bottom:34px;

    background:#111;

    color:#fff;

    border-radius:14px;

    padding:14px 18px;
}

/* arrows */

.slider-arrow{

    width:46px;
    height:46px;

    border-radius:50%;

    background:#fff;

    font-size:30px;

    box-shadow:0 10px 25px rgba(0,0,0,.15);
}

.slider-arrow.prev{

    left:-23px;
}

.slider-arrow.next{

    right:-23px;
}
/* Slider */
.banner-slider{
    width:650px;
    margin-left:40px;
    position:relative;
}

.banner-window{
    width:650px;
    height:380px;
    overflow:hidden;
    border-radius:28px;
}

.banner-track{
    display:flex;
    height:100%;
}

.promo-slide{
    flex:0 0 100%;
    width:650px;
    height:380px;

    padding:32px 38px;
    border-radius:28px;

    display:flex;
    flex-direction:column;
    justify-content:center;

    position:relative;
    overflow:hidden;
    box-sizing:border-box;
}

/* Remove buttons */

.promo-slide a{
    display:none !important;
}

/* Heading */

.promo-slide h2{
    width:300px;
    margin:18px 0 12px;

    font-size:28px;
    line-height:1.25;
}

/* Paragraph */

.promo-slide p{
    width:290px;

    font-size:18px;
    line-height:1.6;

    margin-bottom:18px;
}

/* List */

.promo-slide ul{
    width:280px;
    margin:0;
    padding-left:18px;
}

.promo-slide li{
    margin-bottom:10px;
    font-size:16px;
}

/* Logo */

.promo-brand{
    margin-bottom:10px;
}

/* Right Illustration */

.promo-person,
.card-stack,
.home-shape,
.car-shape,
.score-meter{
    position:absolute;
    right:25px;
    bottom:0;
    transform:scale(.9);
}
.promo-brand img{
    width:52px;
    height:52px;
    object-fit:contain;
    background:transparent !important;
    border:none;
    border-radius:0;
    padding:0;
    box-shadow:none;
}
.promo-slide h2{
    position:relative;
    z-index:5;

    max-width:340px;

    font-size:30px;
    line-height:1.25;

    margin-bottom:18px;

    color:#fff;
}
.promo-slide p{
    position:relative;
    z-index:5;

    max-width:320px;

    font-size:18px;
    line-height:1.6;

    color:rgba(255,255,255,.9);

    margin-bottom:20px;
}
.promo-slide ul{
    position:relative;
    z-index:5;

    padding-left:20px;
    margin-top:12px;
}

.promo-slide li{
    color:#fff;
    margin-bottom:10px;
    font-size:16px;
}
.rate-chip{
    position:absolute;

    left:40px;
    right:40px;
    bottom:28px;

    z-index:5;

    padding:16px 20px;

    border-radius:16px;

    background:#111;
}
   .header-inner{
    max-width:1350px;
    margin:auto;

    height:82px;

    display:flex;
    align-items:center;
    justify-content:space-between;

    padding:0 20px;

}

.logo img{

    width:120px;

}

.desktop-nav{

    display:flex;
    align-items:center;

    gap:35px;

    margin-left:45px;

    margin-right:auto;

}

.desktop-nav a,
.nav-btn{

    color:#222;

    font-size:16px;

    font-weight:500;

    text-decoration:none;

    background:none;

    border:none;

    cursor:pointer;

}

.nav-item{

    position:relative;

}

.nav-btn{

    display:flex;
    align-items:center;
    gap:6px;

}

.mega-menu{

    position:absolute;

    top:60px;
    left:0;

    width:260px;

    background:#fff;

    border-radius:12px;

    box-shadow:0 10px 30px rgba(0,0,0,.12);

    display:none;

    flex-direction:column;

    overflow:hidden;

}

.mega-menu a{

    padding:15px 20px;

    transition:.3s;

}

.mega-menu a:hover{

    background:#34E0A1;

    color:#fff;

}



.header-actions{

    display:flex;
    align-items:center;

    gap:15px;

}

.login-btn{

    padding:10px 28px;

    border:1px solid #222;

    border-radius:40px;

    background:#fff;

    cursor:pointer;

}

.partner-btn{

    padding:11px 28px;

    background:#222;

    color:#fff;

    text-decoration:none;

    border-radius:40px;

}

.hamburger{

    display:none;

    font-size:28px;

    background:none;

    border:none;

}

.mobile-panel{

    display:none;

}
@media(max-width:992px){

.desktop-nav,
.header-actions{

    display:none;

}

.hamburger{

    display:block;

}

.mobile-panel{

    display:none;

    flex-direction:column;

    background:#fff;

}

.mobile-panel.active{

    display:flex;

}

.mobile-panel a{

    padding:16px 20px;

    border-bottom:1px solid #eee;

    text-decoration:none;

    color:#222;

}

}
.mega-menu{
    display:none;
}

.nav-item.active .mega-menu{
    display:flex;
}
.mega-menu{
    display: none;
}

.nav-item.active .mega-menu{
    display: flex;
    flex-direction: column;
}
.partner-btn{

    display:flex;
    align-items:center;
    justify-content:center;

    height:52px;
    padding:0 30px;

    white-space:nowrap;

    border-radius:50px;

}
.desktop-nav > a,
.nav-btn{
    font-size: 18px;
    font-weight: 600;
    color: #222;
}
.nav-item{
    position: relative;
}

.mega-menu{
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    z-index: 9999;
}

/* Temporary Fix */
.nav-item:hover .mega-menu{
    display: block;
}
/* ===========================
   NAV DROPDOWN
=========================== */

.nav-item{
    position: relative;
}

.mega-menu{
    position: absolute;
    top: calc(100% + 18px);
    left: 50%;
    transform: translateX(-50%);
    width: 320px;

    background: #fff;
    border-radius: 18px;
    padding: 18px 0;

    box-shadow: 0 20px 50px rgba(0,0,0,.12);

    opacity: 0;
    visibility: hidden;
    transform: translateX(-50%) translateY(10px);

    transition: .3s ease;
    z-index: 999;
}

/* Show Menu */

.nav-item:hover .mega-menu,
.nav-item.active .mega-menu{
    opacity: 1;
    visibility: visible;
    transform: translateX(-50%) translateY(0);
}

/* Links */

.mega-menu a{
    display: block;
    padding: 15px 28px;
    color: #222;
    font-size: 18px;
    font-weight: 500;
    text-decoration: none;
    transition: .25s;
}

.mega-menu a:hover{
    background:#f5f8ff;
    color:#00c98d;
}
.nav-item{
    position: relative;
}

.mega-menu{
    position: absolute;
    top: 100%;          /* calc(100% + 15px) mat use karo */
    left: 50%;
    transform: translateX(-50%);
    width: 320px;

    background: #fff;
    border-radius: 18px;
    padding: 18px 0;
    box-shadow: 0 20px 50px rgba(0,0,0,.12);

    opacity: 0;
    visibility: hidden;
    pointer-events: none;

    transition: .25s;
    z-index: 9999;
}

/* Invisible bridge */
.mega-menu::before{
    content:"";
    position:absolute;
    top:-18px;
    left:0;
    width:100%;
    height:18px;
}

.nav-item:hover .mega-menu{
    opacity:1;
    visibility:visible;
    pointer-events:auto;
}
.card-icon{
    width:75px;
    height:75px;
    display:flex;
    align-items:center;
    justify-content:center;
    margin:22px 0;
}

.card-icon i{
    font-size:60px;
    color:#2EE6A6;
    transition:.35s;
}

.quick-card:hover .card-icon i{
    transform:scale(1.12);
}
/*=========================
   FINANCIAL CALCULATORS
=========================*/

.financial-calculators{
    padding:100px 0;
    background:#343434;
}

.calculator-heading{
    text-align:center;
    max-width:760px;
    margin:0 auto 70px;
}

.calculator-heading h2{
    font-size:3.5rem;
    color:#fff;
    font-weight:800;
    margin-bottom:18px;
}

.calculator-heading h2 span{
    color:#2EE6A6;
}

.calculator-heading p{
    color:#cfcfcf;
    font-size:1.1rem;
    line-height:1.7;
}

/* Cards */

.calculator-wrapper{
    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:28px;
}

.calc-card{
    position:relative;
    background:#3a3a3a;
    border:1px solid rgba(255,255,255,.08);
    border-radius:28px;
    padding:80px 28px 35px;
    text-align:center;
    transition:.35s;
    overflow:visible;
}

.calc-card:hover{
    transform:translateY(-8px);
    border-color:#2EE6A6;
    box-shadow:0 18px 45px rgba(0,0,0,.35);
}

/* Icon */

.calc-icon{
    position:absolute;
    top:-42px;
    left:50%;
    transform:translateX(-50%);
    width:84px;
    height:84px;
    border-radius:50%;
    background:#fff;
    display:flex;
    align-items:center;
    justify-content:center;
    box-shadow:0 10px 25px rgba(0,0,0,.25);
}

.calc-icon i{
    font-size:36px;
    color:#2EE6A6;
}

.calc-card h3{
    color:#fff;
    font-size:2rem;
    line-height:1.35;
    font-weight:700;
    margin-bottom:18px;
}

.calc-card p{
    color:#c9c9c9;
    font-size:1rem;
    line-height:1.8;
    margin-bottom:35px;
    min-height:70px;
}

.calc-card a{
    display:inline-block;
    background:#2EE6A6;
    color:#111;
    text-decoration:none;
    padding:14px 32px;
    border-radius:50px;
    font-weight:700;
    transition:.3s;
}

.calc-card a:hover{
    background:#fff;
}

/*=========================
    Responsive
=========================*/

@media(max-width:1200px){

    .calculator-wrapper{
        grid-template-columns:repeat(2,1fr);
    }

}

@media(max-width:768px){

    .calculator-wrapper{
        grid-template-columns:1fr;
    }

    .calculator-heading h2{
        font-size:2.5rem;
    }

}
/*=========================
        FOOTER
=========================*/

.footer{
    background:#252525;
    color:#fff;
    margin-top:100px;
}

.footer-top{
    display:grid;
    grid-template-columns:2fr 1fr 1fr 1.2fr;
    gap:80px;
    padding:80px 0 60px;
}

.footer-col h2{
    color:#2EE6A6;
    font-size:2.2rem;
    margin-bottom:28px;
    font-weight:700;
}

.footer-col h3{
    font-size:1.45rem;
    margin-bottom:28px;
    font-weight:600;
}

.footer-about p{
    color:#cfcfcf;
    font-size:1.15rem;
    line-height:2;
    max-width:430px;
}

.footer-col a,
.footer-col p{
    display:block;
    color:#d5d5d5;
    text-decoration:none;
    font-size:1.08rem;
    margin-bottom:18px;
    line-height:1.8;
    transition:.3s;
}

.footer-col a:hover{
    color:#2EE6A6;
    padding-left:8px;
}

.footer-bottom{
    border-top:1px solid rgba(255,255,255,.08);
    padding:28px 0;
    text-align:center;
}

.footer-bottom p{
    color:#bfbfbf;
    font-size:1rem;
}

/*=========================
      Responsive
=========================*/

@media(max-width:992px){

.footer-top{
    grid-template-columns:1fr 1fr;
    gap:50px;
}

}

@media(max-width:768px){

.footer-top{
    grid-template-columns:1fr;
    text-align:center;
}

.footer-about p{
    max-width:100%;
}

.footer-col a:hover{
    padding-left:0;
}

}
/*=========================
        FOOTER
=========================*/

.footer{
    background:#262626;
    color:#fff;
    margin-top:80px;
}

.footer-top{
    display:grid;
    grid-template-columns:2.2fr 1fr 1fr 1.25fr;
    gap:90px;
    padding:70px 0;
    align-items:flex-start;
}

/* About */

.footer-about h2{
    font-size:3rem;
    color:#2EE6A6;
    font-weight:700;
    margin-bottom:35px;
}

.footer-about p{
    max-width:520px;
    color:#d0d0d0;
    font-size:1.25rem;
    line-height:1.9;
}

/* Headings */

.footer-col h3{
    color:#fff;
    font-size:2rem;
    margin-bottom:35px;
    font-weight:700;
}

/* Links */

.footer-col a,
.footer-col p{
    display:block;
    text-decoration:none;
    color:#d2d2d2;
    font-size:1.18rem;
    margin-bottom:22px;
    line-height:1.7;
    transition:.3s;
}

.footer-col a:hover{
    color:#2EE6A6;
}

/* Bottom */

.footer-bottom{
    border-top:1px solid rgba(255,255,255,.08);
    padding:28px 0;
    text-align:center;
}

.footer-bottom p{
    color:#bdbdbd;
    font-size:1.15rem;
}

/*=========================
      Responsive
=========================*/

@media(max-width:1200px){

    .footer-top{
        grid-template-columns:repeat(2,1fr);
        gap:60px;
    }

}

@media(max-width:768px){

    .footer-top{
        grid-template-columns:1fr;
        text-align:center;
        gap:45px;
    }

    .footer-about p{
        max-width:100%;
    }

}
/* Easy Approval Card */
.rate-card {
    margin-top: 30px;
    padding: 22px 26px;
    border-radius: 22px;
    background: rgba(255,255,255,0.08);
    border: 1px solid rgba(0,255,170,.25);
}

/* Interest Rate Box */
.rate-chip {
    margin-top: 24px;   /* <-- Isko 24-30px kar do */
    padding: 22px 28px;
    border-radius: 18px;
    background: #0d0d0d;
    border: 1px solid #00e676;
}
.banks-section{
    margin-bottom: -120px;
    position: relative;
    z-index: 2;
}
footer{
    margin-top: -120px;
}
.footer{
    background:#262626;
    padding:45px 0 0;   /* pehle 70-100px hoga */
}

.footer-top{
    display:grid;
    grid-template-columns:2fr 1fr 1fr 1fr;
    gap:50px;
    align-items:flex-start;
    padding-bottom:35px;
}

.footer-col h2{
    font-size:2.3rem;   /* pehle bahut bada hai */
    margin-bottom:20px;
}

.footer-col h3{
    font-size:1.7rem;
    margin-bottom:18px;
}

.footer-col p,
.footer-col a{
    font-size:1rem;
    line-height:1.8;
    margin-bottom:12px;
}

.footer-bottom{
    border-top:1px solid rgba(255,255,255,.08);
    padding:18px 0;
    margin-top:0;
}
.footer-col p{
    display: flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 15px;
}

.footer-col p i{
    color: #22e3a3;
    font-size: 18px;
    min-width: 20px;
}
.floating-chat-btn{
    position: fixed;
    right: 30px;
    bottom: 30px;
    width: 60px;
    height: 60px;
    background: #20e3a2;
    color: #fff;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    text-decoration: none;
    z-index: 99999;
    box-shadow: 0 8px 25px rgba(0,0,0,.25);
}

.floating-chat-btn i{
    font-size: 24px;
}
.process-section{
    position: relative;
    overflow: hidden;
    padding: 100px 0;
}
/*==========================================
        LOAN PROCESS SECTION
==========================================*/

.loan-process{
    padding:120px 0;
    background:#fff;
    position:relative;
    overflow:hidden;
}

.loan-process::before{
    content:"";
    position:absolute;
    inset:0;
    background:
    radial-gradient(circle,#eaeaea 2px,transparent 2px);
    background-size:38px 38px;
    opacity:.45;
    pointer-events:none;
}

/* Heading */

.section-heading{
    text-align:center;
    margin-bottom:90px;
    position:relative;
    z-index:2;
}

.section-heading h2{
    font-size:68px;
    font-weight:800;
    color:#111827;
    margin-bottom:20px;
    line-height:1.1;
}

.section-heading h2 span{
    color:#19c37d;
}

.section-heading p{
    font-size:22px;
    color:#5b6473;
}

/*==========================================
        TIMELINE
==========================================*/

.timeline-wrapper{
    position:relative;
    height:920px;
}

/* SVG */

.timeline-line{
    position:absolute;
    inset:0;
    width:100%;
    height:100%;
}

.timeline-line path{
    fill:none;
    stroke:url(#grad);
    stroke:#1fcf8d;
    stroke-width:6;
    stroke-linecap:round;
}

/*==========================================
        STEP
==========================================*/

.timeline-item{
    position:absolute;
}

.timeline-content{
    position:relative;
    width:320px;
}

.timeline-icon{

    width:92px;
    height:92px;

    border-radius:50%;

    background:#1b1b1b;

    display:flex;
    justify-content:center;
    align-items:center;

    font-size:40px;
    color:#19d48b;

    box-shadow:
    0 0 35px rgba(33,220,150,.45);
}

.step-number{

    position:absolute;

    font-size:92px;
    font-weight:900;

    color:#d9fff1;

    z-index:-1;
}

.timeline-content h3{

    margin-top:25px;

    font-size:42px;
    color:#1a1a1a;
}

.timeline-content p{

    margin-top:16px;

    color:#667085;

    line-height:1.9;

    font-size:18px;
}

/*==========================================
        STEP POSITION
==========================================*/

/* STEP 1 */

.item1{

    left:90px;
    top:80px;
}

.item1 .step-number{

    left:-40px;
    top:-10px;
}

/* STEP 2 */

.item2{

    right:90px;
    top:220px;
}

.item2 .step-number{

    right:-40px;
    top:-10px;
}

/* STEP 3 */

.item3{

    left:90px;
    top:540px;
}

.item3 .step-number{

    left:-40px;
    top:-10px;
}

/* STEP 4 */

.item4{

    right:90px;
    top:700px;
}

.item4 .step-number{

    right:-40px;
    top:-10px;
}

/*==========================================
        ALIGNMENT
==========================================*/

.left{

    text-align:left;
}

.right{

    text-align:right;
}

.left .timeline-icon{

    margin-bottom:25px;
}

.right .timeline-icon{

    margin-left:auto;
    margin-bottom:25px;
}

/* Hover */

.timeline-content:hover .timeline-icon{

    transform:translateY(-8px);

    transition:.4s;
}

.timeline-content:hover h3{

    color:#19c37d;

    transition:.3s;
}
.timeline-item::before,
.timeline-item::after{
    display:none !important;
}
.timeline-item{
    position:absolute;
    width:250px;
    z-index:10;
}

.item1{
    left:120px;
    top:40px;
}

.item2{
    right:120px;
    top:140px;
}

.item3{
    left:120px;
    top:400px;
}

.item4{
    right:120px;
    top:610px;
}
.timeline-content{
    margin-top:18px;
}

.timeline-content h3{
    margin:0 0 12px;
    font-size:24px;
}

.timeline-content p{
    margin:0;
    line-height:1.8;
}
.item2 .timeline-content,
.item4 .timeline-content{
    text-align:center;
}

.item2 .timeline-icon,
.item4 .timeline-icon{
    margin:0 auto 18px;
}
.item1 .timeline-content,
.item3 .timeline-content{
    text-align:center;
}

.item1 .timeline-icon,
.item3 .timeline-icon{
    margin:0 auto 18px;
}
/* STEP 2 */
.item2 .timeline-content{
    transform: translateY(-35px);
}

/* STEP 4 */
.item4 .timeline-content{
    transform: translateY(-35px);
}
/* STEP 2 - Upar */
.item2{
    transform: translateY(-30px);
}

/* STEP 4 - Neeche */
.item4{
    transform: translateY(100px);
}